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Investment Real Estate >The Right Time to Buy

Are you waiting for "just the right time" to get into the real estate market? The signs indicate that there is no time like the present. Interest rates are still comparatively low and buyers are shopping for new and second homes in great numbers.

Vacation homes are very popular for investment purposes and personal enjoyment. You can use your vacation home as a getaway property now, and by the time you retire you will have paid a significant amount on the loan. If you live in a vacation home for 14 days a year or less, you can take depreciation on it.

Another important benefit is that tax deductions in the form of interest and property taxes help to offset the cost of paying for a second home. If the debt does not exceed $1 million, mortgage interest payments on principal residences and second or vacation homes are fully deductible for tax purposes.

Don't waste valuable time while interest rates creep upwards -- all you need is the right real estate agent to guide you!

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Q	What criteria determines the hottest real estate markets?
A	Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale.
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Jim & Linda Graves Arnold, REALTOR®, real estate agents and broker for Chesterfield, Saint Charles and West St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Arnold & Linda Graves- Arnold
Coldwell Banker Gundaker
1695 Clarkson Road
Chesterfield, Missouri, 63017
314-422-2762
636-448-8443
Fax: 636-532-3279
JimAndLinda@JimAndLindaRealEstate.com
The real estate team of Jim and Linda Graves Arnold provides buyer and seller services in all areas of St. Louis and St. Charles County with a focused emphasis on the Highway 70 and 40/61 corridor from Highway 270 to Wentzville. Their partnership is designed to meet the expectations of technology savvy buyers and sellers in ways no one else offers.

Jim and Linda are ranked in the top 3% of agents in the Number 1 Home Selling company in St. Louis – Coldwell Banker Gundaker. They are certified relocation specialists who have worked with some of the largest corporations in the country. Jim and Linda qualify annually for membership in the elite international Coldwell Banker President’s Circle. Professional designations include ABR (Accredited Buyers Representative); CRS (Certified Residential Specialist), a designation held by only 5% of all Realtors in the country; GRI (Graduate, REALTOR Institute), this includes over 90 hours of course study and exams; e-PRO (certified internet professional) and RRES (Residential Real Estate Specialist). Just recently, Linda became an MRE (Master of Real Estate.)

Jim and Linda have been President’s Award recipients for excellence in customer service three times. They offer “First Class Service” and are committed to excellence.

JimAndLindaRealEstate.com is brought to you by Jim & Linda Graves Arnold
NUMBER1EXPERTS™ in real estate for Chesterfield, Saint Charles and West St. Louis, Missouri, St. Louis

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