Chesterfield, Saint Charles and West St. Louis Missouri real estate listings, home buying, selling and relocation information

Above And Beyond Our Expectations
Jim and Linda followed through with every promise.
Mike and Alisa Bland
Read Quote >
View All Quotes >

Jim & Linda Graves Arnold are some of The Top Selling Real Estate Experts™
Find Out More >

Find Homes: Chesterfield, Saint Charles and West St. Louis Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO

Welcome > Main Sitemap > Find Homes ...

Please Sign Up For The Latest Listings and the Latest Real Estate News

*Your Name:
*Your Email Address:
Send Latest Listings:
Send Latest News:
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >

Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

	See All Tips In The "Insurance" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Where was the first hotel built in the US?
A	The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink.
See More Real Estate Trivia >

Jim & Linda Graves Arnold, REALTORŽ, real estate agents and broker for Chesterfield, Saint Charles and West St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Arnold & Linda Graves Arnold
Coldwell Banker Gundaker
285 Clarkson Road
Chesterfield, Missouri, 63017
Linda's cell: 314-422-2762
Jim's cell: 636-448-8443
Fax: 636-532-3279
Office: 636-391-1122
Email: Linda@LindaandJim.com
The real estate team of Jim and Linda Graves Arnold provides buyer and seller services in all areas of St. Louis and St. Charles County with a focused emphasis on the Highway 70 and 40/64 corridor from Highway 270 to Wentzville. Their partnership is designed to meet the expectations of technology savvy buyers and sellers in ways no one else offers.

Jim and Linda are ranked in the top 1% of agents in the Number 1 Home Selling company in St. Louis Coldwell Banker Gundaker. They are certified relocation specialists who have worked with some of the largest corporations in the country. Jim and Linda qualify annually for membership in the elite international Coldwell Banker Presidents Circle. Professional designations include ABR (Accredited Buyers Representative); CRS (Certified Residential Specialist), a designation held by only 5% of all Realtors in the country; GRI (Graduate, REALTOR Institute), this includes over 90 hours of course study and exams; e-PRO (certified internet professional) and RRES (Residential Real Estate Specialist). Linda is also a MRE (Master of Real Estate.)

Jim and Linda have been Presidents Award recipients for excellence in customer service three times. They offer First Class Service and are committed to excellence.

JimAndLindaRealEstate.com is brought to you by Jim & Linda Graves Arnold
NUMBER1EXPERTS™ in real estate for Chesterfield, Saint Charles and West St. Louis, Missouri, St. Louis

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge