Chesterfield, Saint Charles and West St. Louis real estate and homes for sale in Missouri, St. Louis - Jim & Linda Graves Arnold, REALTORS® Jim & Linda Graves Arnold REALTORS(r) for Chesterfield, Saint Charles and West St. Louis, Missouri real estate - NUMBER1EXPERTS™ Jim & Linda Graves Arnold NUMBER1EXPERTS(tm) for Chesterfield, Saint Charles and West St. Louis, Missouri real estate
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Jim & Linda Graves Arnold, REALTOR®, real estate agents and broker for Chesterfield, Saint Charles and West St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

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"Thank you for your patience!"
"I am so grateful!
Amanda Martinez
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Jim & Linda Graves Arnold are some of The Top Selling Real Estate Experts™
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Real Estate - Homes - NUMBER1EXPERTS Sell More!

Real Estate - Homes - NUMBER1EXPERTS Sell More!

Real Estate - Homes - NUMBER1EXPERTS Sell More!

Real Estate - Homes - NUMBER1EXPERTS Sell More!

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Testimonials: Chesterfield, Saint Charles and West St. Louis Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
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Read What People Are Saying About Us 

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... 

"Jim And Linda Are Absolutely Fabulous!"
"They Are Perfect For A First Time Home Buyer."

Rachelle Harkness
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"Jim and Linda are true professionals"
"Their follow up and follow through are great"

Joe and Lora King
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"Jim and Linda were an invaluable resource"
"Jim and Linda were an invaluable resource on many levels"

Jean Grey
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"Jim and Linda were very nice!"
"They gave us valuable information"

Hao and Lori Zhai
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"Thank you for your patience!"
"I am so grateful!

Amanda Martinez
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"They always knew the next step"
"It is rare these days that Judy and I find service that truly exceeds expectations."

Mike and Judy Buha
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"They were so helpful"
"They were so helpful, especially for first time homebuyers like us."

Mike and Annalynn Molitoris
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"Wow, that was quick!"
"Thanks for getting the message out right away!”

Kevin Daly
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"You are a fantastic team"
"You are a fantastic team and feel free to use us for referrals and references any time."

Ken Lapierre
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Above And Beyond Our Expectations
Jim and Linda followed through with every promise.

Mike and Alisa Bland
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Linda And Jim Make An Excellent Team!
It was really nice to have people as knowledgeable as they are on our side.

Gail and Josh Groboski
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Thank You Very Much!
Your patience and understanding were felt and appreciated

Jean Null
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What A Great Team!
Jim And Linda Sold Our House And Found Us The Right Home.

Ron and Cindy Krusie
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Tell us how We're doing! 

You have a story to tell about us. You've worked with us, and we've helped you buy or sell a home. We need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell us how we did... 

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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What building has the largest windows in the world?

A 
The Palace of Industry and Technology in Paris, France has three matching windows, each 715 feet high and 164 feet wide and comprised of multiple panes of glass.
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Jim & Linda Graves Arnold, REALTOR®, real estate agents and broker for Chesterfield, Saint Charles and West St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Arnold & Linda Graves Arnold
Coldwell Banker Gundaker

285 Clarkson Road
Ellisville, Missouri, 63011
314-422-2762
636-448-8443
Fax: 636-532-3279
Linda@LindaandJim.com

The real estate team of Jim and Linda Graves Arnold provides buyer and seller services in all areas of St. Louis and St. Charles County with a focused emphasis on the Highway 70 and 40/61 corridor from Highway 270 to Wentzville. Their partnership is designed to meet the expectations of technology savvy buyers and sellers in ways no one else offers.

Jim and Linda are ranked in the top 3% of agents in the Number 1 Home Selling company in St. Louis – Coldwell Banker Gundaker. They are certified relocation specialists who have worked with some of the largest corporations in the country. Jim and Linda qualify annually for membership in the elite international Coldwell Banker President’s Circle. Professional designations include ABR (Accredited Buyers Representative); CRS (Certified Residential Specialist), a designation held by only 5% of all Realtors in the country; GRI (Graduate, REALTOR Institute), this includes over 90 hours of course study and exams; e-PRO (certified internet professional) and RRES (Residential Real Estate Specialist). Just recently, Linda became an MRE (Master of Real Estate.)

Jim and Linda have been President’s Award recipients for excellence in customer service three times. They offer “First Class Service” and are committed to excellence.


Coldwell Banker Gundaker real estate and homes for sale in Chesterfield, Saint Charles and West St. Louis Missouri

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