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Real Estate Dictionary: Chesterfield, Saint Charles and West St. Louis Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO

Welcome > Resources > Real Estate Dictionary - A

Open listing	A contract under which the broker is commissioned to find a buyer before the property is sold by the seller or another competing broker
Option	The agreement to keep an offer to purchase or lease open for a specific period of time
Option listing	An agreement by which the broker advertising the property has the right to purchase the listed property himself
Origination fee	A fee paid to the lender for processing a loan application
Owner financing	A property transaction for which the seller provides all or part of the financing to the buyer
Owner's Title Insurance	A policy insuring the full purchase price of a piece of property for the buyer, usually including adjustments for inflation each year up to a maximum of 150% of the original policy amount, the premium for which is payable at the time of closing

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Jim & Linda Graves Arnold, REALTORŽ, real estate agents and broker for Chesterfield, Saint Charles and West St. Louis Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Jim Arnold & Linda Graves Arnold
Coldwell Banker Gundaker
285 Clarkson Road
Chesterfield, Missouri, 63017
Linda's cell: 314-422-2762
Jim's cell: 636-448-8443
Fax: 636-532-3279
Office: 636-391-1122
Email: Linda@LindaandJim.com
The real estate team of Jim and Linda Graves Arnold provides buyer and seller services in all areas of St. Louis and St. Charles County with a focused emphasis on the Highway 70 and 40/64 corridor from Highway 270 to Wentzville. Their partnership is designed to meet the expectations of technology savvy buyers and sellers in ways no one else offers.

Jim and Linda are ranked in the top 1% of agents in the Number 1 Home Selling company in St. Louis Coldwell Banker Gundaker. They are certified relocation specialists who have worked with some of the largest corporations in the country. Jim and Linda qualify annually for membership in the elite international Coldwell Banker Presidents Circle. Professional designations include ABR (Accredited Buyers Representative); CRS (Certified Residential Specialist), a designation held by only 5% of all Realtors in the country; GRI (Graduate, REALTOR Institute), this includes over 90 hours of course study and exams; e-PRO (certified internet professional) and RRES (Residential Real Estate Specialist). Linda is also a MRE (Master of Real Estate.)

Jim and Linda have been Presidents Award recipients for excellence in customer service three times. They offer First Class Service and are committed to excellence.

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